I booked my ticket in AC3 tier through IRCTC using OBC net banking. The transaction failed but money was deducted from my OBC aacount and has not refunded.

Transaction id Date of booking Train name Fare in Rs.
0395200019 23 sep 2011 Chaatishgarh exp. 828
0391065151 13 sep 2011 Chaatishgarh exp. 628
0389848633 11 sep 2011 Chaatishgarh exp. 628
0389821607 11 sep 2011 Chaatishgarh exp. 628
0389812273 11 sep 2011 Chaatishgarh exp. 628
0325586628 29 mar 2011 Amritsar mail 819

Total amount : Rs. 4159

The refund ticket is showing that the payment is not received from the bank.
How can I get my money back? Please help me.

regards
bharati
email id: bharati_gctik@yahoo.co.in