Hi, i am sanjay kumar from delhi, I had purchased a hero honda glamour bike in 2008 through HDFC loan. I have paid my all EMI and dues and also cheque bounce charges.
After that i have received a letter from HDFC bank that my two wheeler loan has full and final settlement and they will deliver NOC and other relevant documents to me.

After 2 year later they have sent me a notice letter that my loan account is showing an overdue for Rs.2423.00 towards cheque bounce charges and later payment fee. And also they did hold my amount of rupees 2423.00 in my HDFC salary account. But i have already paid all EMI and cheque bounce charges. I can show that slip and letter.

After that, i have submitted a complaint against for it to HDFC bank and also received a call from HDFC bank which telephone number is 011-41809352 and i told him to all situation and also told him that letter which i received from HDFC bank for full and final settlement of my loan. They demand me that full settlement letter so i have forward to him a scan copy of that letter on vikram.kadian@hdfc.com.

But i did not received any response and call for it and they have direct detect my amount of rupees 2423.00 from my HDFC bank account.

I am calling to Mr. Sushanta Kumar on 9350239059 mobile number which is mentioned on notice letter but he is saying that he will call back to me but i did not received and when i call him so he is not pickup my phone.

So please take a strong legal action on HDFC bank for it.

My two wheeler account loan number 12784987
My HDFC Account number 06141050011038

Thanks
Sanjay Kumar
+91 987 1234 100
+91 98110 200 45

Pandav Nagar
Delhi-110092