HDFC BANK MOST CUNNING BANK NOT PROVIDING ANY OF THE PRODUCTS LIKE PERSONAL LOAN AND CREDIT CARD EVEN I MAINTAIN A GOOD AQB.THIS IS THE BANK SIMPLY FOR SHOWING TURNOVER TO THE PUBLIC AND ENJOYING INTERESTS WITH THE CUSTOMERS AQB AND BALANCES

I am Kasa.N.V.V.Satya Prasad,resident of asansol,burdwan distt,west bengal.i am working as technician with IISCO steel plant under STEEL AUTHORITY OF INDIA LIMITED which is purely a Central government public sector unit.i am relationship holder of HDFC bank bank,asansol branch bearing savings account number:-03241000065571.I am having relationship since six months Being a savings account holder i am unable to avail any product of my need like credit card and personal loan from the bank due to nonavailability of these products in this particular branch.Bank officials are informing me that i can avail car loan and home loan.but now i am not in need of those products.

I have a salary account with axis bank asansol branch.but there is no products in this bank also.so, I opened savings account with your branch.but your bank also failing to provide any of the products.why?what is the benefit for me to open account with your bank?
I have opened savings account with canara bank 6month ago with a minimum balance of Rs.1000.Thatsall.i have not at all maintained any transactions and Even AQB.but i have been issued canara bank can card visa classic global credit card with credit limit of Rs.25000.but why your bank is unable to provide any product.how the government bank is providing?How canara bank has provided me credit card without salary account and with out maintaining AQB and why can’t being a private bank you are unable to provide any of the products.
But there is one problem with canara bank credit card i.e it is not possible to convert the credit used in to comfortable EMI's as required by the user.only bank will send 5% 0f the total bill every month as repayment on revolving credit facilty.But in HDFC bank i can convert to my comfortable EMI's on my own.Thatswhy i like to have HDFC TITANIUM credit card.

As per the Personal loan is concerned,branch manager satyajit chatterjee is informing me that my net salary Rs.12000 is not eligible for personal loan.why?

provide me the loan amount as ten times of my salary i.e 1,20000.i am not asking to provide me loan amount of Rs.300000 to Rs.50000.He is telling that only after getting net salary of Rs.22000 then only i can be provided personal loan.For that my salary is to be revised.but i think for getting thatmuch netsalary it will take 10years for me.so,bank can provide me personal loan after 10years.As i am working in govt sector there is only 3% increment so when i will get that much net salary?really private banking sector is foolish.i unnecessarily approached your bank. In the listed authorised banks of my company,canara bank is not available to change my salary account to that bank.i missed such a good bank.
Asansol branch is providing only Easy credit cards on the basis of fixed deposit.who wants that foolish credit card?if financial balance is stable why we need personal loan and credit card from the bank?what is the problem with HDFC bank,asansol branch.car loan and home loan is not for normal employees.Those products needed only for executives.what benfits your bank is providing or funding for normal employees like us.

please provide me credit card on the basis of my salary account statement of axis bank and the credit card statement of my canara bank credit card and on my latest salry slip.
I have a small official work in SAIL-central marketing organisation,chennai in few days.when i visit chennai i will definitely lodge a written complaint against asansol branch at head office Chennai.
please give approval for my case specially from head office to provide me credit card atleast and later personal loan on the basis of salary account statement from axis bank asansol branch and canara bank credit card statement from asansol branch .

please confirm me whether u can provide the products or not clearly in your reply mail?.otherwise i want to close my savings account.because why I should maintain my AQB for showing bank turnover and for bank’s profit without providing any products for me.
HDFC is only for taking interest of AQB’s,but not for providing any products to the customers.very very cunning bank.
Now I am maintaining a very good AQB.why you are unable to provide me any of the products which I am in peak need?

I am well respected person in my society and am capable of paying back.

I want to know if the assurances that HDFC gives are just limited till their brochures.
I request the bank management to pay attention to this.

I hope, your kind command will consider myself. For this act of kindness, I will be ever grateful to you sir
Thanking you sir,
with regards
k.satya Prasad
Mail:kasasatyaprasad@gmail.com
cell:09434 40 41 42

Originally Posted by prasada320

HDFC BANK MOST CUNNING BANK NOT PROVIDING ANY OF THE PRODUCTS LIKE PERSONAL LOAN AND CREDIT CARD EVEN I MAINTAIN A GOOD AQB.THIS IS THE BANK SIMPLY FOR SHOWING TURNOVER TO THE PUBLIC AND ENJOYING INTERESTS WITH THE CUSTOMERS AQB AND BALANCES

I am Kasa.N.V.V.Satya Prasad,resident of asansol,burdwan distt,west bengal.i am working as technician with IISCO steel plant under STEEL AUTHORITY OF INDIA LIMITED which is purely a Central government public sector unit.i am relationship holder of HDFC bank bank,asansol branch bearing savings account number:-03241000065571.I am having relationship since six months Being a savings account holder i am unable to avail any product of my need like credit card and personal loan from the bank due to nonavailability of these products in this particular branch.Bank officials are informing me that i can avail car loan and home loan.but now i am not in need of those products.

I have a salary account with axis bank asansol branch.but there is no products in this bank also.so, I opened savings account with your branch.but your bank also failing to provide any of the products.why?what is the benefit for me to open account with your bank?
I have opened savings account with canara bank 6month ago with a minimum balance of Rs.1000.Thatsall.i have not at all maintained any transactions and Even AQB.but i have been issued canara bank can card visa classic global credit card with credit limit of Rs.25000.but why your bank is unable to provide any product.how the government bank is providing?How canara bank has provided me credit card without salary account and with out maintaining AQB and why can’t being a private bank you are unable to provide any of the products.
But there is one problem with canara bank credit card i.e it is not possible to convert the credit used in to comfortable EMI's as required by the user.only bank will send 5% 0f the total bill every month as repayment on revolving credit facilty.But in HDFC bank i can convert to my comfortable EMI's on my own.Thatswhy i like to have HDFC TITANIUM credit card.

As per the Personal loan is concerned,branch manager satyajit chatterjee is informing me that my net salary Rs.12000 is not eligible for personal loan.why?

provide me the loan amount as ten times of my salary i.e 1,20000.i am not asking to provide me loan amount of Rs.300000 to Rs.50000.He is telling that only after getting net salary of Rs.22000 then only i can be provided personal loan.For that my salary is to be revised.but i think for getting thatmuch netsalary it will take 10years for me.so,bank can provide me personal loan after 10years.As i am working in govt sector there is only 3% increment so when i will get that much net salary?really private banking sector is foolish.i unnecessarily approached your bank. In the listed authorised banks of my company,canara bank is not available to change my salary account to that bank.i missed such a good bank.
Asansol branch is providing only Easy credit cards on the basis of fixed deposit.who wants that foolish credit card?if financial balance is stable why we need personal loan and credit card from the bank?what is the problem with HDFC bank,asansol branch.car loan and home loan is not for normal employees.Those products needed only for executives.what benfits your bank is providing or funding for normal employees like us.

please provide me credit card on the basis of my salary account statement of axis bank and the credit card statement of my canara bank credit card and on my latest salry slip.
I have a small official work in SAIL-central marketing organisation,chennai in few days.when i visit chennai i will definitely lodge a written complaint against asansol branch at head office Chennai.
please give approval for my case specially from head office to provide me credit card atleast and later personal loan on the basis of salary account statement from axis bank asansol branch and canara bank credit card statement from asansol branch .

please confirm me whether u can provide the products or not clearly in your reply mail?.otherwise i want to close my savings account.because why I should maintain my AQB for showing bank turnover and for bank’s profit without providing any products for me.
HDFC is only for taking interest of AQB’s,but not for providing any products to the customers.very very cunning bank.
Now I am maintaining a very good AQB.why you are unable to provide me any of the products which I am in peak need?

I am well respected person in my society and am capable of paying back.

I want to know if the assurances that HDFC gives are just limited till their brochures.
I request the bank management to pay attention to this.

I hope, your kind command will consider myself. For this act of kindness, I will be ever grateful to you sir
Thanking you sir,
with regards
k.satya Prasad
Mail:kasasatyaprasad@gmail.com
cell:09434 40 41 42

Dear Mr Prasad,

We want to stress that your concerns are important to us. Request you to write to talktous@hdfcbank.com with your credit card application number and loan application number, contact number, complete complaint details and the reference id TTU00252503012011. Once we receive this information our bank representative will look into your issue.

Regards, Customer Assistance, HDFC Bank

Originally Posted by prasada320

HDFC BANK MOST CUNNING BANK NOT PROVIDING ANY OF THE PRODUCTS LIKE PERSONAL LOAN AND CREDIT CARD EVEN I MAINTAIN A GOOD AQB.THIS IS THE BANK SIMPLY FOR SHOWING TURNOVER TO THE PUBLIC AND ENJOYING INTERESTS WITH THE CUSTOMERS AQB AND BALANCES

I am Kasa.N.V.V.Satya Prasad,resident of asansol,burdwan distt,west bengal.i am working as technician with IISCO steel plant under STEEL AUTHORITY OF INDIA LIMITED which is purely a Central government public sector unit.i am relationship holder of HDFC bank bank,asansol branch bearing savings account number:-03241000065571.I am having relationship since six months Being a savings account holder i am unable to avail any product of my need like credit card and personal loan from the bank due to nonavailability of these products in this particular branch.Bank officials are informing me that i can avail car loan and home loan.but now i am not in need of those products.

I have a salary account with axis bank asansol branch.but there is no products in this bank also.so, I opened savings account with your branch.but your bank also failing to provide any of the products.why?what is the benefit for me to open account with your bank?
I have opened savings account with canara bank 6month ago with a minimum balance of Rs.1000.Thatsall.i have not at all maintained any transactions and Even AQB.but i have been issued canara bank can card visa classic global credit card with credit limit of Rs.25000.but why your bank is unable to provide any product.how the government bank is providing?How canara bank has provided me credit card without salary account and with out maintaining AQB and why can’t being a private bank you are unable to provide any of the products.
But there is one problem with canara bank credit card i.e it is not possible to convert the credit used in to comfortable EMI's as required by the user.only bank will send 5% 0f the total bill every month as repayment on revolving credit facilty.But in HDFC bank i can convert to my comfortable EMI's on my own.Thatswhy i like to have HDFC TITANIUM credit card.

As per the Personal loan is concerned,branch manager satyajit chatterjee is informing me that my net salary Rs.12000 is not eligible for personal loan.why?

provide me the loan amount as ten times of my salary i.e 1,20000.i am not asking to provide me loan amount of Rs.300000 to Rs.50000.He is telling that only after getting net salary of Rs.22000 then only i can be provided personal loan.For that my salary is to be revised.but i think for getting thatmuch netsalary it will take 10years for me.so,bank can provide me personal loan after 10years.As i am working in govt sector there is only 3% increment so when i will get that much net salary?really private banking sector is foolish.i unnecessarily approached your bank. In the listed authorised banks of my company,canara bank is not available to change my salary account to that bank.i missed such a good bank.
Asansol branch is providing only Easy credit cards on the basis of fixed deposit.who wants that foolish credit card?if financial balance is stable why we need personal loan and credit card from the bank?what is the problem with HDFC bank,asansol branch.car loan and home loan is not for normal employees.Those products needed only for executives.what benfits your bank is providing or funding for normal employees like us.

please provide me credit card on the basis of my salary account statement of axis bank and the credit card statement of my canara bank credit card and on my latest salry slip.
I have a small official work in SAIL-central marketing organisation,chennai in few days.when i visit chennai i will definitely lodge a written complaint against asansol branch at head office Chennai.
please give approval for my case specially from head office to provide me credit card atleast and later personal loan on the basis of salary account statement from axis bank asansol branch and canara bank credit card statement from asansol branch .

please confirm me whether u can provide the products or not clearly in your reply mail?.otherwise i want to close my savings account.because why I should maintain my AQB for showing bank turnover and for bank’s profit without providing any products for me.
HDFC is only for taking interest of AQB’s,but not for providing any products to the customers.very very cunning bank.
Now I am maintaining a very good AQB.why you are unable to provide me any of the products which I am in peak need?

I am well respected person in my society and am capable of paying back.

I want to know if the assurances that HDFC gives are just limited till their brochures.
I request the bank management to pay attention to this.

I hope, your kind command will consider myself. For this act of kindness, I will be ever grateful to you sir
Thanking you sir,
with regards
k.satya Prasad
Mail:kasasatyaprasad@gmail.com
cell:09434 40 41 42

Dear Mr Prasad,

Trust your issue has been resolved satisfactorily. Should you face any issues in the future, we request you to contact us through our designated customer service channels such as our phonebanking service or the contact form on our website.

Regards, Customer Assistance, HDFC Bank