Sir,
I VK Singh have taken a loan for constructing house bearing loan a/c no.LBDEL00000615570 and kept my paper mortgage of my property no.U7/34 DLF, Phase-3,Gurgaon(Haryana). I am shocked to know my name is put in the defaulter list only if there are two installments are delayed I wish to know that why my name was put in this list when the property mortgage with you of value about 80 laks. Though I have made this payments of Rs.17500/- which includes overdue,late payments charges and cheque bounce charges, My question on this issue may be clarified that when bank charges late payments and fine towards the delay under the fully secured loans on what conditions bank is putting my name in the list of defaulters and barred for another loan.
Since the overdue payment is now clear and i am going to ask the foreclosure of this account from ICICI, Kindly update from the list of defaulters. Further i am going to write to RBI for the same.


sincerely yours
Vijay Kumar Singh
U-7/34, DLF

Hi,

We are sorry to hear about your experience. We have made a note of your loan account number. We'll contact you and work to address your issue at the earliest.

Regards,
ICICI Bank Customer Service Team