Dear Sir,

I had taken a loan of 40,000 from fullerton india just two year back in January 2008. The tenure period was for 18 months and the EMI was 3256. I was given 36,246 in hand. In between the period from March to August 2008. My condition was very bad, i lost my job and also my wife was pregnant during that period i could not give the EMi amount at least for 4 to 5 months . Everytime the collection officers keep calling me asked me for the amount. on december 2008 i got a job and payed them all the balanced amount. last call i got from Mr rahul he said that i have an outstanding balance of 7,000 left for the final period, if i would pay them the loan will be over. I had been to the branch of Kharghar and spoke to a collection officer First he said the amount balance is 14,000. I told him that i got a call from one of your collection officer, Suddenly he made a call to that officer then spoke to him, and took the money from me. I asked him whether everything has been settled down or not he said Yes. He also said within 1 month my name will be removed from Cibil . Now It's Four months has been passed by, My Name is still there in the Cibil. Last Month i had been to the branch once again along with my wife spoke with Shazia the lady who took my interview at the time approval of my loan. I told her i need a top up Loan she said she cannot help as my name is in cibil, Also the way which she talks that was too aggressive, when i asked her where is sameer dighe the collection officer, she said he left his job.

And the best part is they were charging me Rs 550 as bouncing charges, two of my friends had taken loan from them but they are paying only Rs 250 for bouncing charges.

I have the receipt of Closing amount which had been given by the collection officer.

Beacuse of them i cannot apply any loan to any other bank whenever i tried, my Loan always get rejected .

I need a personal loan for the sake of my family Please help me out.

Thanks.

Abhijit Rajkumar Gogoi.
Email address: abhijit.gogoi@indiatimes.com

I HAVE SEND THE SAME MAIL TO FULLERTON HEAD OFFICE THEY CALLED ME AND REDUCING ONLY 2% FROM THE 49.49%. PLS HELP ME



Respected Sir / Madam I am having a loan of 50k account number is 012325000018670. I have given 14th installment without any bouncing. I had applied only personal loan but Fullerton gave me STPL at the rate of 49.49 without any intimation, when I visited the mohali branch(chandigarh) there was a relationship manager Mr. Amit Sharma told me that sir we are not charging you more rate of interest because after 9th month you will have two options first we could give you top up of 75,000, and second we will reduce your rate of interest, and your installment will around 1690 or 1700 you will get 1000 rs difference from your current loan EMI of 2690. But after paid 9th months installment I called Mr. Amit Sharma and he said sir our companys rule and regulations has changed we cant reduce your installment before 12th months. After 12th month I again contacted him this time he said boss as per companys rule we can reduce your rate of interest 1.25 your installment will come down around 2370 from 2690, then I said boss why did you miss commitment with me earlier he said May be you have forgotten whatever I told you I said how can I forget what you told me, I was waiting of end of the 12th months. Now he was making lots of excuses. Mr. Amit Sharma has resigned the company. I contacted the branch and the head office also on customer care no 18001036001 told them whole the problem they people said this is not possible whatever commitment he did with you, I said yes always customer is wrong for all miss commitment committed by the office executive at the time of giving personal loan. I dont want to take top up just want to clear my loan.My total loan was 50,000 and I had received the 45000 something cheque from you after deducting the insurance and processing fees charges. Now I want to close such a bad loan experience with the Fullerton Company. Today I called Mr. Ravinder in mohali branch he said you will have to deposit 40600 rs closing charges and your amount will around 42000. It means I paid only 3000 rs from the last 14th EMIs.I am not able to clear the same amount. Now it is humble request to you please look into this matter and give me a decent waiver in both outstanding principle amount and closing charges so that I can pay easily the balance amount. I am so sorry for writing such type of mail but please look at the client side also whom made a foolevery time.i dont want to go for legal and media.but if i will have to pay the same amount then i will have to go for the same.Please do the needful. I am waiting for a favorable reply.Thanks RegardsJasper singh rawat 9646844250

Sir,
I, Sri Arindam Sarkar applied for personal loan amounting Rs.1,75,000/- ( Rupees One Lac Seventy Five Thousands only ) to your finance company. I needed money very urgently on or before 24th August 2010 and it was communicated to your executives also and he committed to deposit the amount on 21st August, 2010. I was called for signing on agreement on 20th August 2010 and it was told to me that balance will be transferred through RTGS latest by 21st August 2010. But the above said amount was not transferred. On 25th of this month I contact with HDFC Bank and told them to sanction my loan immediately as soon as possible. The HDFC Bank has sanctioned the loan. So I request you to cancel my loan because it was not available to me on my urgency and the careless ness of your executive has made a bad impact of your organization. I have already informed the concerned branch in Delhi at Jhandewalan Extension about this matter.
Yours faithfully,



Arindam Sarkar
E-MAIL address: arindamsankar@gmail.com
New Delhi
31.08.2010

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Hi,
My name is Zaid, from Bangalore. My personal loan in axis bank got rejected for a silly stupid reason, stating my company's new name is not listed in their records, however they have the older name of my company, even after submitting a formal letter from my company which stated about the change of name of my company, still the stupid managers did not approve it. Get some Brain guys.

To
The Personal Loan Officer

Please contact me for some more details about me before i am sure that i am eligible for a personal loan from FULLERTON.

+91 9874875674

Thank You
Soumendra Basu Roy

Dear Sir / Madam, I took Two Wheeler loan for 18 months tenure. My last tenure debited on 5-Feb-2011 but I have not received NOC or any communication on the same from the company. My loan account no. is 120420200008180. When I called to toll free no today (23/02/2011) then only I come to know that my loan account is still open and executive not in a position to give me any reason. Simply said go to the branch. Previously I had visited twice at Ahmedabad Maninagar branch where original branch of Ahmedabad Paldi has been merged with, for pre-payment but executive did not responded / entertained me satisfactorily. Now call center executive said my branch is "Memnagar" where I previously enquired and got Maninagar address. I was thrown here to there. Executive logged the complaint (No. IR02OTH0027021) and told me that company will revert within 2 working days. I am worried that company will debit my money from my bank account (thru ECS).Please help me to get NOC from the company as soon as possible. Please contact me on my mobile 9898991015 urgently.

Regards,
Chiran Vaidya

i mr.manivardhan reddy as a loan a/c holder in ur company ,already i had paid 9 emi's,i am looking for top up with my loan account.
please consider it,
thanking you sir,
loan account no.002325000032480

Dear Sir,

I have taken Personal Loan for Education- B.Tech for my daughter Rs 30,000/= only on 02.11.2007.
for this loan, I have been paid only Rs 28477/= vide Chq.No. 196908 from Kanpur, G.T.Road Branch.for 36 Months of period. After payment of 9 Monthly instalments of Rs 1721/=(Total Paid Amount Rs 15489/=),
I have raceived again from FICCL on Top up Rs.15981/= vide Chq.No.447656 on 28.8.2008. And since then from 08.09.2008, I have paid 23 Monthly Installments of Rs 2225/= upto 29.01.2011 and thus I have
Paid total Amt.(in 23 instalments) Rs 51175=00.
Summary is that I have paid total Amount Rs. 15489 + 51175 = Rs 66664/= against total receipt of loan
amount Rs. 28477 + 15981 = Rs 44458/=. I have paid over amount Rs. 22206/= as interest of my Loan in 40 Months from December 2007 to January 2011.
Now Your FICCL Branch G.T.Raod,Kanpur demanding More Interest amont Rs 28925/= as 13 instalments of Rs 2225/=. Thus I will have to pay the total amount Rs. 66664 + 28925 = Rs 95589/= against receipt
Loan Amount of Rs. 44458=00 only in 45 Months.
It is requested that kindkly wave the remaining demand of Rs 28925/= by FICCL,G.T.Raod, Kanpur.
Since I am a service man of a Private Firm drawing Salary only Rs 7000/= P.M. & Now I can not bear more
demand of this amount. Please help me soon and send your response to me. & Thanks.

Name : Ram Sajiwan Sharma, Kanpur.
L A/c No.: 053725000013920.
I expect with competent Officers of FICCL of every Branch / Office to consider on my this request that I have paid full amount of Loan received to us Rs 44458/= and beyond it I have paid Rs 22206/= as interest
of Loan. Now My Employer of Firm is going to close their Firm within 2 or 3 months due to their own problems. So, in this condition, in future, I will be unable to pay the more demand of Interest of Loan.
Kindly help me & consider sympathitically soon.
Please reply soon & oblige.

Thanks with regards,

R. S. SHARMA,
KANPUR.
9389080640.

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Sir,
My account no.035625000022660.
I am regukarly paying my loan.I requested to send my statement, every time they tare giving different amounts to be balance,but i asked in statement they are telling our server down for this week.I tried my best but i didn't get the statement.I request you to send satement in my mail ID as follows.
sel_goutham10@sify.com
Regards,
V.Shanmugam.

Dear Sir
My Ref. NO. 10351740
Loan number :- 006825000015240
EMI : 3144.00
Tenure paid :-15 months
TOTAL AMOUNT PAID IS 47160.00
Again top up :- 50,000 (5th Feb 2010)
EMI : 4235
Tenure paid :- 01
My Name is Divya Sharma and i had taken loan from your company of amount rs 50,000 on 5th Nov 2008
and is paying the EMI timely continuously but due to some family dispute and having very limited source of income i stopped making the payment and being a delinquent customer My intention is very clear for making the payment. By father is paralysis patient and i am the only earner in my family who is taking care of all the expenses from medicines to food , in the month of December i got married and got responsibility towards my in laws. They don't want to pay to my parents which makes me in such a tight corner .I am helpless now but still its my commitment to pay off all my liabilities and for this need some time to pay off .
I am getting harsh calls from collection agencies who even don't have manner to speak over call they are continuously forcing me to make payment even after saying that its not possible now i need three month time to pay the whole amount .According to the record i have for payment i had paid almost the principle part of my loan and i am not refusing to pay the interest part ,Kindly help me out in getting several calls. As my frustration level reaches the limit and if i receive such type of rude call i will commit suside and really mean it.
My father is under medical supervision from 2009 and i had two sister who were schooling now my mom is a normal house wife and i am the only earner of this five mouth with my in laws and not getting any financial or mental support from any side
Sir its my humble request to consider this matter seriously and provide me time for the same , i will be very thank full to you for giving me such support.

Regards
Divya Sharma
dsharma2k5@yahoo.co.in
Mob:-+91-9312243409

Dear All,

I have taken loan loan in fullteron india but even my loan has been closed in the month of jan, till now i have not received the SPDC's and Repayment track, my loan from fullerton india malakpet branch personal loan, as soon as possible req my cheques and docs

Dear Sir,

I have taken personal loan from your Janakpuri Branch, New Delhi. The EMI is Rs. 6042/- I could not pay the EMIs for the month of August and September due to some financial problem. Now, I want to pay the same. When I contacted your Branch I have been given a account no. in the name of Mr. Deepak Sharma throgh SMS for depositing the money. Sir,I will pay the money in the name of Fullerton India only.

You are requested to kindly provide me the company's account detail so that I can deposit the same.

Thanks & Regards

Sudhanshu Pathak
mailid: sudhanshu.bhojpuria@gmail.com