Dear Sir,
I am Avanish Mishra, I had applied for Home Loan From SCB on 20/09/11, at the same time, My Relationship Manager Ashutosh Dwiedi had told me that i should also get pre approval personal Loan from bank,may be i required some fund, i was reluctant to take any personal loan, but he said that without my permission bank will not credit any amount in my account,and this is month end so i will give you good interest of rate also,if you dont require just deny the personal loan, he assured this thing to me, being a sales manager i can also understand the Target.so we talked and i singed on all the paper,i have done all the formalities on 27/9/11,and i was convinced,after taht they denied my home loan but suddenly on 9 of oct i came to know they have disbursed personal loan the amount in my account, i asked the relationship manager why it all happened , he simply ans that he also does not know,how it happened, generally it does not, he ll talk to his senior, its not my fault,till then i understand they made me fool,
than i mailed to head service,than they given reply to my all mail, and apologize for what the relationship manager did, I have all the correspondence, till date they have deducted 3 emi , finally they are telling me that i have to give the pre closure charge with interest that is 45000/, than they will close my personal loan,Now my question is this this is completely false commitment by relationship manager,
why i should pay for their fault, when bank is also accepted this thing, but telling me to pay 45000/ for closure charge, now my relationship manager is not picking my mobile fon,and bank has given me this month(Till 12 december) time to close the loan, now i dont understand what to do, how can i give the lesson to bank and their sales manager, its not my my mistake except that i trust on that guy, plz guide me, what is the best way to out?

MY Loan no is 48362689, desperately i am looking for justice,
With Thanks,
Avanish Mishra
M-9910585641
Delhi-70