Dear Sir,

I Rajendra Agarwal, had taken a personal loan from standard chartered bank. There were some charges overdue on me for the loan of Rs.11800/-, which got settled in Rs.5500/- by mutual agreement. I paid it and got letter of full and final settlement receipt of the same.

LOAN DETAILS:
Loan number: 44083025.
Client Rajendra Agarwal
Date of settlement: 15/5/2009.

Few days ago i applied for a car loan and in CIBIL came to know that my loan was updated here as written off. Which mean debt not paid in any bank legal language and for that reason my bank has rejected the car loan case. I approached the SCB bank and requested to update exact status, but bank denied saying we always update same language for all our Customer.

So, hereby i request you to please help me in getting this status changed and fresh updates. My phone number is 9415129106.

Thanks & Regards,
Rajendra Agarwal

Dear Sir,
I am Avanish Mishra, I had applied for Home Loan From SCB on 20/09/11, at the same time, My Relationship Manager Ashutosh Dwiedi had told me that i should also get pre approval personal Loan from bank,may be i required some fund, i was reluctant to take any loan, but he said that without my permission bank will not credit any amount in my account,and this is month end so i will give you good interest of rate also,if you dont require just deny the personal loan, he assured this thing to me, being a sales manager i also understand the Target.so we talked and i singed on all the paper,i have done all the formalities on 27/9/11,and i was convinced,and they denied my home loan but suddenly on 9 of oct i came to know they have disbursed personal loan the amount in my account, i asked the relationship manager why it all happened , he simply ans that he also does not know,how it happened, generally it does not, i ll talk to my senior, its not my fault,till then i understand they made me fool,
than i mailed to head service,than they given reply to my all mail, and apologize for what the relationship manager had done, I have all the correspondence, till date they have deducted 3 emi , finally they are telling me that i have to give the pre closure charge with interest that is 45000/, than they will close my personal loan,Now my question is this this is completely false commitment by relationship manager,
why i should pay for their fault, bank is also accepted this thing, but telling me to pay 45000/ for closure charge, now my relationship manager is not picking my mobile fon,and bank has given me this month time
to close the loan, now i dont understand what to do, how can i give the lesson to bank and their sales manager, its not my my mistake except i trust on that guy, plz guide me, what is the best way to out?

MY Loan no is 48362689, desperately i am looking for justice,
With Thanks,
Avanish Mishra
M-9910585641
Delhi-70