Dear Team

Sub: - EMI Debit and Bank Charges of Fullerton India 2 wheeler loan - Regd

Customer Id : 1973466
Loan Account No : 013220200004450

Every month on 5th the EMI for Rs.1948/- will be debited, as 5th December was sunday I have deposited the amount in Kotak Mahindra bank at 9.00am on 06/12/2010 and I can see that the emi was debited from my account on 6th December itself however on 8th december I can see that the EMI is returned and bank has charged my Rs.220/- as cheque return charges.

However I made the call to fullerton company and informed the same Mr.Funny Mob No - 9959223082 on 13th December 2010 said that Fullerton India has not received this month EMI and requested me to pay the same thru cash at Dilsukhnagar - Musrambagh branch.

I made the cash payment on dated 14/12/2010 vide Receipt Number - 3958892 for Rs.1948 to Mr. Murali Employee Id - 130578 Branch Code - 0108

However the amount for Rs.1948 has debited again from my Kotak Bank on dated 16/12/2010 because of Fullerton India error there was one more ICICI Cheque bounce on my kotak bank a/c bounced due to insufficient funds Mr.Funny has informed that the amount will not debited again when i made the cash payment at the branch...

When I made the call again to Mr.funny he is very rash and saying that he did not informed me to make the cash payment also said he never informed the ECS will be debited again and hang the call.

How I am I getting my EMI back along with the cheque bounce charges for Rs.440/-.

Thanks & Regards

S Swapna

my name is owais mohammad khan and i am a honda user which i had financed from fultron india i stay in bhopal and my adress is house number 13 opposite vip road near water filter plant fatehgarh bhopal madhya pradesh my vehicle registration no is mp04 sc 8891 loan is on mr owais mohammad khan

hi i am Mohammed imran from bangalore i just bought a two wheeler financed with the most horrible experience ever, i approached fullerton for a finance i was was given a break up of 25,500 and balance emi scheme of 3300 approx and i had enquired of any hidden charges the lady her name hema contact no 9986337143 told me there was none and also she told me i will get it approved in two days, to my worst experience it took 4 weeks i was black mailed every day she would call me day after day and ask for the same documents every day 1st time i gave all documents and after 2 days she calls says pls send another set of xerox , and day 4 she calls saying she requires another signature and the again hust after i leave she calls after one hour that she missed one signature , after two more days when i enquire she says she wants 300 in cash for some god knows what fees in cash and no reciept for that....i still obilige ....then another two days pass i call her...she says sir i am on leave ....another 2-3 days pass by then she call after that i have to pay another 1000 rs extra as insurance is not being covered in the loan amount...i hold my nerves i visit the next day thinking to put a end to this loan issue....i am preapred to pay up full amount for the bike with out loan ...the lady pleads with me to take the loan as it has been proccessed i pay up 908 rs for insurance and she tells me sir two days you will get the bike and i leave the showroom , next day just to clarify that i have paid 26,500 instead of 25,500 downpayment the same to be reduced in EMI'S i call her to my shock the people at her office inform me that she has quit job....now i visit the showroom totally shocked ....i meet another guy from the same finance co he says he no's nothing and just gives the file and says the extra moneyi have paid is not for insurance but some other insurance from the companys side...why would i want two insurance for the same vehicle...i try to tell him but of no use...he says company policy...if so why was i not informed on this...the guys stands with no answer