I am retired personnel from Indian Army and Bhabha Atomic Research Center. Long time back I was approached by Kotak Mahindra Bank executives for Fixed deposits in their bank which I had greed to.
Later when I received the certificates of the FD the rates were not as committed. I was annoyed with this act of the bank officials and I immediately withdrew my FD from there and shifted to some other bank.
Along with this term deposit I was offered a saving account with zero balance which I had clearly denied but the executives took my signature on blank form and opened my account which I came to know when I received the welcome letter. post that I had writtem a letter to the bank and the same was ackowledged by bank officer for the closure and still the account is not closed. My account number is 08410120029218.

Now they are regularly sending me the bank statements with negative balance which I have learned from resopurces that one day or the other I will have to pay.

This is a non acceptable act by a corporate body like Kotak Mahindra Bank Ltd having reputation in the market.

Due to receipt of such letters I am getting depressed because god knows what claim the bank will raise against me without any mistake.

Request you to please help me in this regards.

B K Rathi