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HDFC Bank Ltd not crediting reward points

This is a discussion on HDFC Bank Ltd not crediting reward points within the Banking forums, part of the Business & Finance category; I am an A/c holder of the above bank and was issued a Gold Debit Card by them in which ...

  1. #1
    Junior Member
    Join Date
    Jun 2010
    Posts
    2

    Default HDFC Bank Ltd not crediting reward points

    I am an A/c holder of the above bank and was issued a Gold Debit Card by them in which they offered a cash back of Rs1/- for every Rs.100/- spent. On accumalation of 250 reward points they were supposed to credit my A/c a sum of Rs.250.

    Recently on verifying my A/c statements I found that the points accumulated were exceeding 250 points and still no credit was made to my A/c. I wrote to them and they replied and washed their hands off saying that the points accumulated are in 2 different cards hence the cash back cannot be given.

    The facts are as follows:- Due to difficulties in operating my A/c I requested them to transfer my A/c to a branch nearest to my place of residence for which they obliged and promptly issued me a new card. At no point of time they imformed me that I will loose the points. I dont understand the logic applied by them when they say 2 cards. All my details and status with the bank remain the same like Cust ID, Preffered status etc and only my A/c No.and Branch has changed. Even in their credit cards they transfer the points accumulated to the new card issued but only in this case they are saying it cannot be transferred.

    Since I am not getting a proper resolution to my grevience I am writing to you. Pl look into and oblige.
    Pl inform me if you require any more details.

    P.A.Sebastian
    A/c.No. New-10501930001079 Old-00771000010805
    Card No. New-5318310305512112 Old-5318310303375652

  2. #2
    Junior Member
    Join Date
    May 2010
    Posts
    5

    Default HDFC Bank Ltd not crediting reward points

    Please issue a notice to the bank demanding that the points already accumulated shall be credited forthwith. You have a wonderful case to file before the Consumer Court and you can demand a minimum of Rs 10,000/- as compensation for the mental agony caused to you on account of the deficiency in service on the part of the bank.

  3. #3
    Senior Member
    Join Date
    May 2010
    Posts
    652

    Default Response - HDFC Bank Ltd not crediting reward points

    Quote Originally Posted by paseb View Post
    I am an A/c holder of the above bank and was issued a Gold Debit Card by them in which they offered a cash back of Rs1/- for every Rs.100/- spent. On accumalation of 250 reward points they were supposed to credit my A/c a sum of Rs.250.

    Recently on verifying my A/c statements I found that the points accumulated were exceeding 250 points and still no credit was made to my A/c. I wrote to them and they replied and washed their hands off saying that the points accumulated are in 2 different cards hence the cash back cannot be given.

    The facts are as follows:- Due to difficulties in operating my A/c I requested them to transfer my A/c to a branch nearest to my place of residence for which they obliged and promptly issued me a new card. At no point of time they imformed me that I will loose the points. I dont understand the logic applied by them when they say 2 cards. All my details and status with the bank remain the same like Cust ID, Preffered status etc and only my A/c No.and Branch has changed. Even in their credit cards they transfer the points accumulated to the new card issued but only in this case they are saying it cannot be transferred.

    Since I am not getting a proper resolution to my grevience I am writing to you. Pl look into and oblige.
    Pl inform me if you require any more details.

    P.A.Sebastian
    A/c.No. New-10501930001079 Old-00771000010805
    Card No. New-5318310305512112 Old-5318310303375652
    Dear Mr Sebastian,

    We are currently investigating the matter and we have already written to your registered email id with the complaint ref no TTU00045208062010.

    We would also like to request you not to post sensitive information such as your credit card number on a public platform such as this, as it may lead to your account being compromised.

    Regards, Customer Assistance, HDFC Bank

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