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HDFC Bank Personal Loan

This is a discussion on HDFC Bank Personal Loan within the Banking forums, part of the Business & Finance category; Dear Sir, This is to inform you that I have a personal loan account ( No. 14639428) with HDFC Bank, ...

  1. #1
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    Default HDFC Bank Personal Loan

    Dear Sir,
    This is to inform you that I have a personal loan account ( No. 14639428) with HDFC Bank, what I had taken on month of March 2009, but 5 months form month of August,09 suddenly I had been face some huge personal & financial problem for my child illness and was not able to pay 11 no. EMI installment (Rs.2409 each). After over come the situation, I contact with bank official and according to there advice I have paid all due's along with late payment charges and ECS return charges on month of July 2010. At the time of avail the loan I was employee of the bank at Kolkata. During non payment of EMI (Sept.'09 to July'10) I have change my employer & Location( Nagpur) and same I have updated to the bank record when I have paid entire dues upto Aug'10. Presently I have a salary account with HDFC bank at Nagpur shankernagar branch and on month of Aug'10 I have complete the formalities to the bank to deduct rest of due's through ECS ( Rs.2409/month) and ECS deduction will go upto 02/03/2012.

    Sir, I have paid Rs.555 extra as on outstanding upto Nov,10 (PL Statement there with me) still several bank official giving call & customer service sending mail and pressurized me to pay more Rs.7482 for ECS bounce charges but as per loan statement along with me I have already paid on the month of Aug'10. Now bank has started deducting the money from my salary account without any notice after paid all the dues (All Receipt Along With me). Once I contact with bank official to get clarification but I didn't get any support from them and additionally they are doing me mentally harassment. Customer service department sending mail and by written they are forcing me to pay.
    I here by writing you all the details and seeking help resole the issue as I am getting huge mentally harassment by the bank.

    Thanks & Regards
    B.Bhattacharya

    Note: Payment receipt are follow...
    1. No. 21191943, Amt. 4800/- on 27/07/10, 2. No.21341085, Amt. 2500/- on 09/08/10, 3.No 21768879, Amt. 2409/- on 12/11/2010, Apart form this Direct debit from my account on 17/07/2010 Amt. 5284/-, on 30/07/2010 Amt.15556/-, on 13/11/2010 Amt. 1669/-

  2. #2
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    May 2010
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    Default

    Quote Originally Posted by Badal Bhattacharya View Post
    Dear Sir,
    This is to inform you that I have a personal loan account ( No. 14639428) with HDFC Bank, what I had taken on month of March 2009, but 5 months form month of August,09 suddenly I had been face some huge personal & financial problem for my child illness and was not able to pay 11 no. EMI installment (Rs.2409 each). After over come the situation, I contact with bank official and according to there advice I have paid all due's along with late payment charges and ECS return charges on month of July 2010. At the time of avail the loan I was employee of the bank at Kolkata. During non payment of EMI (Sept.'09 to July'10) I have change my employer & Location( Nagpur) and same I have updated to the bank record when I have paid entire dues upto Aug'10. Presently I have a salary account with HDFC bank at Nagpur shankernagar branch and on month of Aug'10 I have complete the formalities to the bank to deduct rest of due's through ECS ( Rs.2409/month) and ECS deduction will go upto 02/03/2012.

    Sir, I have paid Rs.555 extra as on outstanding upto Nov,10 (PL Statement there with me) still several bank official giving call & customer service sending mail and pressurized me to pay more Rs.7482 for ECS bounce charges but as per loan statement along with me I have already paid on the month of Aug'10. Now bank has started deducting the money from my salary account without any notice after paid all the dues (All Receipt Along With me). Once I contact with bank official to get clarification but I didn't get any support from them and additionally they are doing me mentally harassment. Customer service department sending mail and by written they are forcing me to pay.
    I here by writing you all the details and seeking help resole the issue as I am getting huge mentally harassment by the bank.

    Thanks & Regards
    B.Bhattacharya

    Note: Payment receipt are follow...
    1. No. 21191943, Amt. 4800/- on 27/07/10, 2. No.21341085, Amt. 2500/- on 09/08/10, 3.No 21768879, Amt. 2409/- on 12/11/2010, Apart form this Direct debit from my account on 17/07/2010 Amt. 5284/-, on 30/07/2010 Amt.15556/-, on 13/11/2010 Amt. 1669/-
    Dear Mr Bhattacharya,

    Our team is currently investigating this matter and will shortly be in touch with you. Should you wish to contact the bank directly regarding this matter, you may write to us at talktous@hdfcbank.com with the reference id TTU00135426112010.

    Regards, Customer Assistance, HDFC Bank

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