Hdfc bank and hdfc eargo is totally a scam warning.it is a scam
if you are buying an insurance policy from them beware.
They will say you have to give monthly installment over phone but will debit the whole amount and will block your credit card.and will also charge you the premium amount,you can not use your total credit limit and you cannot cancel your credit card.you will have to pay the premium but will not get any thing
please don't take any thing from hdfc bank