I was chased by ICICI in getting a credit card with promises of balance transfer
I transferred a balance of Rs. 40, 000 to this cc card because of the interest rates
offered not aware that the bank had other ways of fleecing money out of me.
In the last 3 years I have made payment to the tune of 57,000 ie over 40 % over and above what I borrowd and yet the bank states I owe them another 18000.
It is a vicious cycle, they never make statements available or update address in their
records. The collection agents do not tell you total due only make you pay the o/s so that they can further apply fees on the o/s.

I am sick and tired of their collection agents calling me and my parents who are old and
ailing and making demands on a debt which is no longer owed Plain harrasment to skin people so that they continue to make money. these credit card cos. are worse than the landlords of yore. Pls help
Credit Card: 377040410699004
Complaint No. ICICICARE=037-007-410

Dear Lekha,

We are sorry for the inconvenience caused. We have made a note of your credit card number and will get in touch with you soon in order to address your concern.

Regards,
ICICI Bank Customer Service Team.

Originally Posted by Lekha

I was chased by ICICI in getting a credit card with promises of balance transfer
I transferred a balance of Rs. 40, 000 to this cc card because of the interest rates
offered not aware that the bank had other ways of fleecing money out of me.
In the last 3 years I have made payment to the tune of 57,000 ie over 40 % over and above what I borrowd and yet the bank states I owe them another 18000.
It is a vicious cycle, they never make statements available or update address in their
records. The collection agents do not tell you total due only make you pay the o/s so that they can further apply fees on the o/s.

I am sick and tired of their collection agents calling me and my parents who are old and
ailing and making demands on a debt which is no longer owed Plain harrasment to skin people so that they continue to make money. these credit card cos. are worse than the landlords of yore. Pls help
Credit Card: 377040410699004
Complaint No. ICICICARE=037-007-410

Hi Lekha,

Please mail to the below mentioned email id, they might be of some help to you,

email ID: bobangalore@rbi.org.in
contact # : 080-22210771 or 080-22275629