Hi,

Today was my last day to pay bill for my ICICI Credit Card. I was planning to pay it using cash in my Saving Account with ICICI bank and both are linked.

TO my surprize, 2 days back money was deducted from my account for no apparent reason.

2 21/09/2010 ECS/RETN/CHRGS/210910/IF DR INR 225.00

Due to this now i have shortfall of cash in my current ICICI account and thus will not be able to pay entire credit card bill and thus extract penalty.

Even if they refund by amount 225 in full, due to this theft I will be charged fine in my Credit Card. This is deleberate act of theft from ICICI. I tried to call them up and everytime I get answer to call later as system is down.

ICICI is robbing me openly.

Account ID: 015201546573
Email : bikash.agrawal@gmail.com

This is what they are doing.

1) Deduct 225 from my account for no reason ( Theft)

2) I fall short of cash on Credit Card repayment ( Deleberate act due to Theft)

3) Rs 225 is already taken as theft. Even if refunded I have already attacted fine on ICICI Credit card. (Delebrate theft)

Originally Posted by BikashAgrawal

Hi,

Today was my last day to pay bill for my ICICI Credit Card. I was planning to pay it using cash in my Saving Account with ICICI bank and both are linked.

TO my surprize, 2 days back money was deducted from my account for no apparent reason.

2 21/09/2010 ECS/RETN/CHRGS/210910/IF DR INR 225.00

Due to this now i have shortfall of cash in my current ICICI account and thus will not be able to pay entire credit card bill and thus extract penalty.

Even if they refund by amount 225 in full, due to this theft I will be charged fine in my Credit Card. This is deleberate act of theft from ICICI. I tried to call them up and everytime I get answer to call later as system is down.

ICICI is robbing me openly.

Account ID: 015201546573
Email : bikash.agrawal@gmail.com

Hi,

Can anyone let me know under which laws can I file complains. I kwno few of them


1) I reserve my right to approch the Banking Ombudsman appointed by Reserve Bank of India under Banking Ombudsman Scheme 2002.

2) File a suit in Cunsumer Court for minimal of Rs 100.


Anything else???

Thanks
Bikash

Originally Posted by BikashAgrawal

This is what they are doing.

1) Deduct 225 from my account for no reason ( Theft)

2) I fall short of cash on Credit Card repayment ( Deleberate act due to Theft)

3) Rs 225 is already taken as theft. Even if refunded I have already attacted fine on ICICI Credit card. (Delebrate theft)

Mail Sent to Account manager .


Hi

Kindly, update me status regarding the following transaction. This is theft that is commited against me by ICICI bank.

1 21/09/2010 ECS/RETN/CHRGS/210910/IF DR INR 225.00

This transaction was not done by me nor with my autorization.

Kindly note that I reserve my right to file a criminal case against all involved indidually at ICICI and related banks.

I also reserve my right to approch the Banking Ombudsman appointed by Reserve Bank of India under Banking Ombudsman Scheme 2002.

Kindly take note of the fact that I reserve my right to file a suit with the consumer forum which will require an application and a nominal court fee of Rs 100.Further, I have enough evidence legally admissible under the Indian Evidence Act, to prove my case in the court of law.

Kindly take note of the fact that I am a well informed citizen and I am aware of my rights and will go any limit to get justice.

Regards,
Bikash Agrawal

Dear Bikash,

We regret the inconvenience caused. We have made a note of your e-mail id and shall get in touch with you at the earliest.

Regards,
ICICI Bank Customer Service Team.

Originally Posted by BikashAgrawal

Hi,

Today was my last day to pay bill for my ICICI Credit Card. I was planning to pay it using cash in my Saving Account with ICICI bank and both are linked.

TO my surprize, 2 days back money was deducted from my account for no apparent reason.

2 21/09/2010 ECS/RETN/CHRGS/210910/IF DR INR 225.00

Due to this now i have shortfall of cash in my current ICICI account and thus will not be able to pay entire credit card bill and thus extract penalty.

Even if they refund by amount 225 in full, due to this theft I will be charged fine in my Credit Card. This is deleberate act of theft from ICICI. I tried to call them up and everytime I get answer to call later as system is down.

ICICI is robbing me openly.

Account ID: 015201546573
Email : bikash.agrawal@gmail.com

Hi Bikash,

Please contact Vinay Chhikara an advocate from Supreme Court of India at 98122 06000, he might be of some help to you.