i m having a/c in icici bank and using its debit card from last 4 years ,last year i got an message that Rs 10000/- is debited from my a/c but it was not debited by me or my relatives and card was also with me so i checked the atm used for this transaction and that was axis bank atm and which was out of order from last 1 month so it was fraud made by icici bank or axis bank