I am Kamal Parmar, Indore, MP registered for the ICICI prudential life insurance for my wife, Manjula Parmar. My policy no. is 05995316, commencement date: 25/08/2007 for 3 years depositing total sum of 45000/-, as stated by the agent. I chose the periodic payment method of 15000/- yearly and deposited two premiums, first 15000/- in 2007 and second sum of 15000/- in 2008. However I was unable to deposit the third premium of 15000/- for the year 2009 due to financial issues in my family.
Now the ICICI fellow says that I must have given all 3 premiums for the refund to take place and now I won't receive any refund, it was not stated by the agent when I was registering for the policy. Now to overcome the financial problems I requested the ICICI customer care for the refund of my amount and the are denying to refund me.
Please help me find a solution as I am in much need of my investment refund soon.
Policy No.: 05995316
Policy Name: ICICI Prudential Life Insurance
Contact No. 094253-45583