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KOTAK LIFE INSURANCE / Smart Advantage

This is a discussion on KOTAK LIFE INSURANCE / Smart Advantage within the Insurance forums, part of the Business & Finance category; Respected Sir, I Sri Biresh Chandra Mondal am compelled to write to you that Kotak LIfe Insurance have done a ...

  1. #1
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    Default KOTAK LIFE INSURANCE / Smart Advantage

    Respected Sir,

    I Sri Biresh Chandra Mondal am compelled to write to you that Kotak LIfe Insurance have done a fraud against me. They sold me a policy under the name 'Kotak Smart Advantage' in 2008, policy no being 01424446 client ID - 52329514. I have paid three premium @ Rs.15000/- yearly. I was given to understand that after three years I can surrender the policy and get back my invested money.
    Accordingly, I surrendered my oilicy on 26.12.2011. But surprisingly they remitted an amount of Rs. 20668 only in my bank A/c against premium deposited Rs. 45000/-.
    This is completely a fraud case which has broken my heart.
    I being a very prro person, seek your kind justice in the matter.

    Yours truly
    Biresh Chandra Mondal
    Mob - 9433328739

  2. #2
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    Quote Originally Posted by tapas1981 View Post
    Respected Sir,

    I Sri Biresh Chandra Mondal am compelled to write to you that Kotak LIfe Insurance have done a fraud against me. They sold me a policy under the name 'Kotak Smart Advantage' in 2008, policy no being 01424446 client ID - 52329514. I have paid three premium @ Rs.15000/- yearly. I was given to understand that after three years I can surrender the policy and get back my invested money.
    Accordingly, I surrendered my oilicy on 26.12.2011. But surprisingly they remitted an amount of Rs. 20668 only in my bank A/c against premium deposited Rs. 45000/-.
    This is completely a fraud case which has broken my heart.
    I being a very prro person, seek your kind justice in the matter.

    Yours truly
    Biresh Chandra Mondal
    Mob - 9433328739
    Dear Mr. Mondal,

    We would coordinate with you on the details available as per our records.

    We will ensure resolution on priority.

    You can either write to clientservicedesk@kotak.com or call our Client Service Desk at on 1800 209 8800 (Toll Free).

    Regards, Kotak Support Team

  3. #3
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    Quote Originally Posted by Kotak Support View Post
    Dear Mr. Mondal,

    We would coordinate with you on the details available as per our records.

    We will ensure resolution on priority.

    You can either write to clientservicedesk@kotak.com or call our Client Service Desk at on 1800 209 8800 (Toll Free).

    Regards, Kotak Support Team
    Dear Kotak Support Team,

    Once again request you to furnish the details, how I have been credited only Rs.20,668/- only as against my total premium of Rs.45,000/- at the earliest.

    You have replied that I can write to your mail clientservicedesk@kotak.com but have any body look into the mail box ? If not yet tell him to look that on dt 30.12.2011 at 20.15 hrs I have wrote a mail asking the clarification.But sorry to say that no communication has been carried out from your end.

    Being a one of the reputed concern of the country like you, I have not expected this type of fraud from you.

    Request you to look into the matter so that I can be able to get back my hard earned money.

    Thanking You,

    Biresh Chandra Mondal
    9433328739
    tapas1981@gmail.com

  4. #4
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    Oct 2010
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    Quote Originally Posted by tapas1981 View Post
    Dear Kotak Support Team,

    Once again request you to furnish the details, how I have been credited only Rs.20,668/- only as against my total premium of Rs.45,000/- at the earliest.

    You have replied that I can write to your mail clientservicedesk@kotak.com but have any body look into the mail box ? If not yet tell him to look that on dt 30.12.2011 at 20.15 hrs I have wrote a mail asking the clarification.But sorry to say that no communication has been carried out from your end.

    Being a one of the reputed concern of the country like you, I have not expected this type of fraud from you.

    Request you to look into the matter so that I can be able to get back my hard earned money.

    Thanking You,

    Biresh Chandra Mondal
    9433328739
    tapas1981@gmail.com
    Dear Mr. Mondal,

    This is with reference to your conversation with our Customer care team member.

    We have explained the basis of calculation and the relevant plan details pertaining to the first year premium have been explained.

    Since the policy has been surrendered basis your request prior to maturity, regret inability to reinstate.

    A detailed email on the same has been sent to your email id as well.
    For further queries please feel free to write to us or contact our Client Service Desk on 1800 209 8800.

    Regards

    Kotak Support Team

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