Hello,
I took a Health First Policy(MediClaim) from TATA AIG for my mother in Oct 2008.
I was paying the premium on monthly basis.
When the agent was explaining about the policy, I told her that my mother is having some decease, and asked her for a confirmation whether i could enroll for the policy. The agent said that there is no problem, i could enroll to this policy.
My mother got hospitalized in 2010.
After discharge, I raised a claim request to TATA AIG. To service my request, an agent from tata aig approached me to collect the documents. When i tried to pay the premium for next month in online, i got a response that the policy had been closed and suggested me to contact Customer Care or visit branch office.
The very next moment, i started a mail thread with customer care. I've written everything in the mail what happened from the moment i got a call from the agent for policy enrollment.
They said that the policy had been closed because my mother was having a decease prior to enrollment of the policy.
Then I told them that I already informed the agent that my mother was having the decease before enrollment as part of the policy details discussion.
They accepted that there was a mis-communication from their agent, who gave wrong details to me when she was explaining about the policy. They apologized me for their mistake.
Now, they are neither refunding my premiums nor the claim amount.
When I go to branch office, they are telling me to contact via email. They are not even responding to my email even.
Please suggest me what to do on this.
Thanks,
Rajashekhar




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