Hi,

Initially I was using Deutsche Bank Credit Card in 2008. Surprisingly, one day I got a sms from Deutsche bank that my credit card has been blocked. Till that, I have cleared all my outstanding with the bank. But then after 1 year, they started to send me my credit card statements shows penalty on some outstanding amount and late payment charge. However, the credit card was blocked 1 year ago.

Then the settlement division called me 2-3 times to settle this payment. they told me that INR 500 was your original amount which you have not paid and now after penalty it is 7500 now. I said to them, after 1 year of blocking my credit card, you turn up that INR 500 is pending. Anyhow, I said to them OK, sent me your executive. I will give him INR 500 as settlement amount and provide me Settlement Letter & receipt of the same. they said, OK. Their executive didn't came up.

After that they sold there credit card division to Indus Ind Bank. Now, Indus Ind Bank is sending me credit card statements. I replied to them by email 2 times, that I have not used any credit card and there was no outstanding amount from myside. but they never listen and keep on sending credit card statement.

Now the amount as per statement is around 20000. They haven't approached me yet personally.

Pawan Deep Singh

Victim of Credit Card Fraud Companies