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Final settlement of credit card transactions

This is a discussion on Final settlement of credit card transactions within the Credit Cards forums, part of the Business & Finance category; I joydip kumar dutta holder of credit card of sbi vide no.4317575204938568 since the year 2006 due to some transaction ...

  1. #1
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    Talking Final settlement of credit card transactions

    I joydip kumar dutta holder of credit card of sbi vide no.4317575204938568 since the year 2006 due to some transaction problem i have surrendered & get in touch with sbi card customer care during the year 2009, as advised by them thru phone i had already sent final cheque for rs.1,100/- only but till date they have no sent any final receipt to me and the transaction is still pending due so that it is very difficult to me to get any loan from any financial institution though i am a govt. Employee. Sbi card authority commit me as they received the final cheque, they have send me the final receipt and also advise me the card might have to destroyed by 4/6 pcs. Accordingl;y i have done that. Please do something so that i can get rid of their trap. What a fraud and cheater concern ; i also request you to please arrange to take hard punishment against these type of cheater/fraud concerns.

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    Quote Originally Posted by jkdutta2011 View Post
    I joydip kumar dutta holder of credit card of sbi vide no.4317575204938568 since the year 2006 due to some transaction problem i have surrendered & get in touch with sbi card customer care during the year 2009, as advised by them thru phone i had already sent final cheque for rs.1,100/- only but till date they have no sent any final receipt to me and the transaction is still pending due so that it is very difficult to me to get any loan from any financial institution though i am a govt. Employee. Sbi card authority commit me as they received the final cheque, they have send me the final receipt and also advise me the card might have to destroyed by 4/6 pcs. Accordingl;y i have done that. Please do something so that i can get rid of their trap. What a fraud and cheater concern ; i also request you to please arrange to take hard punishment against these type of cheater/fraud concerns.
    Sir,
    This is most URGENT to be noted that on 27th
    Oct'11 I have contacted with M/s.Fortuna Pvt.Ltd. a Corporate of SBI
    Card at 3A/1, A.J.C.Bose Road, Kolkata, they assured for Final
    Settlement at Rs.3200/- against my outstanding for Rs.5500/- though I
    have no any Outstanding Dues, they pressing me, and as I urgently need
    for Home loan, I have agreed to pay such amount and paid Rs.3200/- for
    Final settlement. Against of my payment they have issued a Certificate
    of SBI Card and a NOC of SBI CARD, where they have mentioned only
    Final Settlement against my outstanding for Rs.5500/- but they donot
    mention of ended all transactions with SBI Card, and they give the
    word to withraw my name from CIBIL.
    Now I request to your goodself to please return the amount Rs.3200/-
    which they actually snatched from me from the angle of my WEEKPOINT OF
    HOME-LOAN though I had paid Rs.1100/- against my purchase of Rs.558/-
    as per advice for final settlement on Feb'2009 and surrendered the
    Card which I made 4 pcs. Please ensure me whether all transanction
    with me has been ended or not and also ensure me whether my name has
    been withrawn from CIBIL or not.
    Please acknowledge me very soon as I have applied for Home loan which
    is pending only for this cause.
    Yours Co-operation in this matter will enable to get Home loan, and
    Your Company i.e. SBI CARD may maintain his goodwill.
    Awaited for your reply very soon. As I posted on 08.10.2011 but till date no action has been taken from your end, though I have sent email 4 to 5 times but no response from your end. Please take strong steps immediately against these Fraud & Cheating Concerns. Please confirm me immediately and resolve the problem and return dammarage for harrassing and also return Rs.3200/- with interest which is again snatch me by insisting me for final settlement as I need very urgently for home-loan. I further request your to please confirm me immediately whether SBI CARD withdrawn my name from CIBIL or not. With regardes - J. K. Dutta, Cell No. 9126548071, Email - jkdutta2010@gmail.com

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