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Hdfc bank as deducted rs.18233/- from my saving a/c against my credi card

This is a discussion on Hdfc bank as deducted rs.18233/- from my saving a/c against my credi card within the Credit Cards forums, part of the Business & Finance category; I have hdfc savings account. On Jan 2nd i came know that all my money 18,233 rs. have blocked without ...

  1. #1
    Junior Member
    Join Date
    Jan 2012
    Posts
    1

    Default Hdfc bank as deducted rs.18233/- from my saving a/c against my credi card

    I have hdfc savings account. On Jan 2nd i came know that all my money 18,233 rs. have blocked without any intimation, they have my phone number,postal address and my email address, Yes, they have called me for the balance amount. however i have paid the so many times but due to some circumstances i was not able to pay the last amount, i have request to your customer care also to pay in installments but they were saying 6700 amount i have to pay in lum sum which i was not able to pay due to my marriage. from last 6-7 months they didn't called me for my dues. I have no problem in paying the principal amount of Rs. 6700/- to HDFC Bank.

    I called to customer care they said ur amount has blocked because your credit card bill was not payed. if the customer is ready to pay the principle amount they are asking for intrest also which the biggest one. A normal person can not pay for the same.

    Also i have read a statment ;



    CAREFUL WHEN DEALING WITH THESE COMPANIES / PRODUCTS

    (List of companies, products, and services against which we receive frequent complaints)

    BEWARE OF ICICI BANK and HDFC BANK: HIGHEST NUMBER OF COMPLAINTS ARE AGAINST THESE BANKS

    These banks are the biggest defaulters, biggest cheaters, and operates with no business ethics. Thousands of cases are filed against them in various consumer courts across the country. Never give them blank application forms with your signature if you are availing loan, credit card facility, or opening any account with them. They promise different terms verbally and then they will fill different terms in the blank form containing your signature. After this they will force you to agree to their terms of higher interest rates and tenure as you have already signed those blank papers. Never give them undated signed blank cheques. They will misuse the same, put different dates, and you will end up running to consumer courts as thousands of sufferers are already doing so. There have been cases where they had deposited loam cheque and withdrawn the loan money from consumer's account using his signed blank cheques. ICICI bank has even issued new credit card and account statements to dead persons!!


    IF YOU WANT PEACE OF MIND BE CAREFUL WHEN YOU DEAL WITH ICICI and HDFC BANK



    Keep credit card, loan, salary, and savings accounts in different banks so that the bank does not withdraw money from one account to pay for another account if you suffer from fraud in one account.


    Kindly help & revert us as earliest and help me getting my amount.

  2. #2
    Senior Member
    Join Date
    May 2010
    Posts
    652

    Default

    Quote Originally Posted by Sakshi Bahri View Post
    I have hdfc savings account. On Jan 2nd i came know that all my money 18,233 rs. have blocked without any intimation, they have my phone number,postal address and my email address, Yes, they have called me for the balance amount. however i have paid the so many times but due to some circumstances i was not able to pay the last amount, i have request to your customer care also to pay in installments but they were saying 6700 amount i have to pay in lum sum which i was not able to pay due to my marriage. from last 6-7 months they didn't called me for my dues. I have no problem in paying the principal amount of Rs. 6700/- to HDFC Bank.

    I called to customer care they said ur amount has blocked because your credit card bill was not payed. if the customer is ready to pay the principle amount they are asking for intrest also which the biggest one. A normal person can not pay for the same.

    Also i have read a statment ;



    CAREFUL WHEN DEALING WITH THESE COMPANIES / PRODUCTS

    (List of companies, products, and services against which we receive frequent complaints)

    BEWARE OF ICICI BANK and HDFC BANK: HIGHEST NUMBER OF COMPLAINTS ARE AGAINST THESE BANKS

    These banks are the biggest defaulters, biggest cheaters, and operates with no business ethics. Thousands of cases are filed against them in various consumer courts across the country. Never give them blank application forms with your signature if you are availing loan, credit card facility, or opening any account with them. They promise different terms verbally and then they will fill different terms in the blank form containing your signature. After this they will force you to agree to their terms of higher interest rates and tenure as you have already signed those blank papers. Never give them undated signed blank cheques. They will misuse the same, put different dates, and you will end up running to consumer courts as thousands of sufferers are already doing so. There have been cases where they had deposited loam cheque and withdrawn the loan money from consumer's account using his signed blank cheques. ICICI bank has even issued new credit card and account statements to dead persons!!


    IF YOU WANT PEACE OF MIND BE CAREFUL WHEN YOU DEAL WITH ICICI and HDFC BANK



    Keep credit card, loan, salary, and savings accounts in different banks so that the bank does not withdraw money from one account to pay for another account if you suffer from fraud in one account.


    Kindly help & revert us as earliest and help me getting my amount.
    Dear Sir/Madam,

    At the outset, we regret the inconvenience caused and would like to look into this from our end. We request you to write to talktous@hdfcbank.com with your account and credit card details and the reference number TTU000413423012012. We will check for the dues on your card and get back to you soon.

    Regards, Customer Assistance, HDFC Bank

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