Using a credit card is good idea but you know how there are so many problems that can arise from credit card usage like pending bills, interest rates on them, the failure to pay payment on time attracts heavy charges on the outstanding balance and other issues. All these are very much complicated and a general credit card user may face lot of problem using the credit card. That is why you should always keep a check on your credit card statement. If you are using SBI credit card you are using a good service card and the SBI is known for their discipline, rule and services. You will definitely love their service. However be careful with your statement to keep a track of your money.

There is an internet portal to monitor the SBI credit card statements and billing information. And this internet portal has been around since long and the members would really feel enlighten to know that they can now check the credit card statement sitting at home. When we have credit cards at our hands we are always tempted to buy things that we don’t usually buy. Therefore there is always the risk of exceeding the balance of the credit card and also the debt keep on piling up. And because the banks won’t always disturb you to make regular payments, it is important that you yourself do the service of checking the SBI credit card statement.

We need to know about this because you may not know when the amount exceeds and you have to repay the money at the month end with hefty amount of surcharges and other taxes on them. At times we also forget to pay the bills on time and the due date gets over. The non-payment of credit card bills on due date attracts heavy amount of fine on the outstanding balance. Besides the excessive spending is done by people because most of us don’t know what we should pay at the month end. Once you know what should be paid you will automatically reduce the usage of the cards.

To learn about the credit card statements and usage, you just need to visit the website of the SBI and find out the option of credit card statement. There you have to create a user account with valid password. Once the account is formed, the credit card holder would be able to check the credit card statement whenever one wishes online.

And above all always try to make the SBI credit card payments on time. Making SBI bank credit card payments will not help you avoid interest or other charges that are applicable to the card, but you will be able to have peace of mind and perhaps the satisfaction that you have been able to manage your account properly and have avoided paying the company for the card the additional high fees that come to reap your course in the last several years. It will keep all your accounts clear and free from complexities.

I want to surrender/cancel sbi card as there was no annual fee till now.

I do not want to hold SBI Card no 4317575036729318 hereafter as SBI card shows annual fee of Rs827.27.Levying of annual fee was in practice till now.Hence please my membership to SBI Card may please be cancelled.

Dear Sir,
I am D.Emmanuel, and my Credit card No. is 4006661036533664.
Every month I received SMS that you have despatched the statements.
But the statements is coming after due date (very Late).This month till today I have not received
the styatements.But ihave dropped cheque for Rupees Fourteen Thousand and five Hundred only
(approximate)Rs.14500/- on 09-10-10 at the Coimbatore Rly.station SBI.
Please send the statements at an early date.
Thank you,
Yours
D.Emmanuel.
My Email:emmanuelpillai@rediffmail.com

This is ramkumar. My Credit card no is 4006 6610 3863 7646. I have not used this card for the past 2 years, but i have been paying the Annual fee regularly. Without getting the renewal card i'm paying the annual fee property. At this juncture i would like to surrender my credit card. Please guilde my where should i send and what should be procedure. Even you can take this as a requrest for surrending the card.

My contact no is 98414 28354

Email id is
ram.shahnaz@gmail.com

kindly revert me at the earliest.

thanks and regards
B.Ramkumar
9841428354

I am Shashank Kognole, SBI Credit card holder since I have open my credit card I am not receiving my credit card Bills statement that is making me very difficult to me to pay bills in time. Every time I use to ask about my bill amount to customer care and pay the same.Please arrenge to send me my Bill statement every month regularly.
Name: Shashank Khanderao Kognole
Address: Anant Smriti, Flat No. 18, D- Wing, Katraj Pune 411046.
Credit card A/C No. 5101 2869 2613 9363
E-mail ID shashankkognole@yahoo.com
Phone No. 09970848989

I have paid my Bills of October 2010 of Rs. 4300/- on 04/11/2010 on due date It is debited to
my SBI Saving A/C still today 12/11/2010 I received a call from Credit card office to pay Rs. 330/- As
I am not receiving statement It is not clear to me. Please arrange to send me Statement every month
regularly on my E-mail or by Post or by sms on my mobile
Thank you,
Your's
Shashank Kognole

We are not receiving the credit card statement my card no is-4317 5755 0534 9812
pls sen d e statement to pur mail id is srideviassociates2004@gmail.com& also we want prasent outstanding amount.Pls send estatements every month
pls do need full

Sir,
credit card statement was not received since so many months. Hence, I request you kindly sent credit card statement to my mail account i.e. rizwansher2@yahoo.co.in
my card No. is 4317575514011908.

i never used card from begenning and my name is in cibil having dues.i had taken for one year and no any statement recieved by me regarding dues.i request you to surrender my card without any dues as applied for one year and remove ny name from cibil.my credit card no- is 4317575025841181.my phone no-9835563484 and emailid is ankitvicky5@gmail.com.

sir, I have not received the march card statement kindly sen it by sms and email 9381801171 mail krishnamachari@dataone.in new mail id krishnamachari1940@gmail.com this time you forget to send the said statement by my mail and sms this is the first time i face this kind of difficulty kindly avoid this in the future

Dear Sir/Madam,

I am unable to pay the my bills though sbi website.

They have charged an annual fee but I am unable to use the services provided by them. I also raised a complaint regarding this 0100840047665 but no action has been taken from their side till now.

Could you please tell them to resolve the problem as soon as possible or else revert back the annual fees.

Note: Please let me know if any information is required.

Name: Manish Chugh
C Card No: 5241826394347096
Phone: 9911871183

Thanks and regards

Manish Chugh
9911871183
manish.chugh@hotmail.com

Over phone (from Delhi to Kolkata) SBI Card contacted me for making insurance (for a period Jan '10 to Dec '10). Documents sent by Royal Sundaram in January for my signature. I denied to sign because certain terms and conditions were not acceptable to me and after writing to Sundaram I got their acceptance of cancellation in writing in February 2010. SBI card sent bill in January2011 charging the full money and continuing charging in spite of my 3 times approach and 4th time running without assigning any reason. All the facts and documents made available to them.
My objections are: Can they charge me on legitimately cancelled would be contract?
Is it a good business practice to record telephonic discussions without knowledge of the other party (I am sure they have recorded otherwise this repeated actions cannot be explained). Every month they are increasing the invoice value on this disputed issue.
Why they are not explaing me the reason for which they are charging?

dear sir/madam,
i want my credit card statement to date no.is4317 5759 5473 0131 via my email.my email address below; mekala.samnandan@sbi.co.in /or/ samnandan77@gmail.com
no response over your toll free phone number.though i paid total amount that i availed at shopping,you are giving messages to pay and 'forget if already paid'.let me know the position of my card through on line on inquiry basis.seeking early response.

with regards,
m.sam nandan
9948199426

SBI card no. 4006661019357727 was surrendered long back in May 2002. The Manager, at that
time informed me to send the balance amount for clearence of my account and confirmed the receipt of balance amount. Assured that he will send the closure certificate but not sent. To my surprise, all of a sudden I started getting sms to my mobile also getting calls from sbicredit cards. As per the SMS Rs.32960 is due!!!!!!!!!!!!! Please send me the details of the transactions from the inception of the card. I took this
card in the year 2000. please send reply to my mail id murthykeshava.m@gmail.com.

Your call center people are not able to provide it inspite of my several requests. please send early.


M.Keshavamurthy

I have sattlement of sbi credit card Rs. 15300/-. I am deposited rs. 5100 in three instalment for the month of feb 11, march 11 and april 11, and now SBI executive are calling for me that you are not depostiting your sbi credit card money.kindly stop this nonsense.

Kindly not to calling me in this regard. I am already paid my sbi money.


regards


(Mahima Nand)

Mob No 9968279092.

This is P.Venkatesh. I was issued SBI Card in the year September, 2001 and I am your esteem customer for the past 10 years and My Credit Card No. is 4317 5751 4404 3651 and the records may be verified. I have already paid the Annual fee for the year 2011 for Rs.830=00 vide cheque No.058241 dated 31st January, 2011. In this regard, I want to bring to your kind notice that I am paying Annual fee regularly and I am not using the card from the year 2003, it is because your organization has not sent be the renewal SBI card to use. On repeated telephonic complaints no response is given nor the renewal card is issued to me alongwith the password. Which is very pathetic to inform regarding this issue. I request you to kindly acknowledge my request and please issue me the renewal card to use. I hope my request will be acknowledged for further course of action at your end or else I will withdraw from your customer list.

My details are as below:

P.Venkatesh
SBI Card No.4317 5751 4404 3651
Mobile No.09848647126.
Email IDvenky_in@yaoo.co.in

Dear Sir,

the credit card statement is being sent to my wrong e-mail address.
I received an SMS at cell number 9448605760 stating that the credit card statement is being sent to the e-mail id imm.etbrdc@hal-inida.com.

The correct e-mail address is imm.etbrdc@hal-india.com. Please resend the e-statement to the correct e-mail id as stated.

Pl reply.

Ramprasad.
9448605760.

I am useing sbi cr card bearing no5264685326051321 since more than one year.It was ok till july 2011But t he statement is not reaching me intime for which i am unable to know the details regarding my card.

Dear Sir,
I am Nagraj Dwivedi , and my Credit card No. is 4317575175545178.
Every month I received SMS that you have despatched the statements.
But the statements not received since last 10 months. This month till today I have not received
the styatements.In an sms shown outstanding approx.3,000/- which was expenditure not incurred by me. Please send the statements at an early date and reverse all the hidden charges levied by sbi card. Due to such charges i am further unable to use your card and presently not using from the last four-five months. This request i was also made earliedr with sbi card through e mail 15 days ago but no reply/statement received so far.
Thank you,
Yours
Nagraj Dwivedi
My Email:dwivedinagraj@yahoo.com

My Credit card no 5264 6853 2494 9161:

Please change my Mobile no 9763314480,
A letter is recieved on 25/10/2011 dated 29/09/2011, As per letter my current outstanding is Rs 10,829.40,
while my limit is Rs10,000/= only. It is totally wrong to write that I have exceeded my limit. It always shows access denied whenever I consumed my limit. It is total negligence from your side.

t is always like harrassing the customer by sending such letter to customer. If you have charged any extra on my account than revert it back. Please revert with my accounts details.

I faced the worst IVR and worst customer service.

Regards,
M A Ali

My Credit card no 5264 6853 2494 9161:
E-Mail ID: maali003@rediffmail.com

Please change my Mobile no 9763314480,
A letter is recieved on 25/10/2011 dated 29/09/2011, As per letter my current outstanding is Rs 10,829.40,
while my limit is Rs10,000/= only. It is totally wrong to write that I have exceeded my limit. It always shows access denied whenever I consumed my limit. It is total negligence from your side.

t is always like harrassing the customer by sending such letter to customer. If you have charged any extra on my account than revert it back. Please revert with my accounts details.

I faced the worst IVR and worst customer service.

Regards,
M A Ali

sir, I have not received the November credit card statement kindly sent it by sms and email 9940242277 mail info@maxacademy.org.this time you forget to send the said Monthly statement by my Post . kindly avoid this in the future
Regards
Dr J N reddy

1. In response to the statement of 17th Oct 2011 amounting of Rs. 5887/- last date was 7th Nov 2011. I have deposited a cheque of Axis bank vide no-109201 in the Bapuji Nagar Main branch SBI bank on 31st Oct 2011. On 6th Nov 2011 I found the cheque was not cleared from my saving a/c. Immediately I called the customer care personnel to get a confirmation on the same but he told me they have not received any cheque of this cheque NO (you can cross check through recorded phone line of conversation). I thought it may be delayed because of local holidays. Again I crossed checked on 12th Nov, he suggested to drop another cheque because earlier cheque was a post dated cheque (3/12/12). On 14th I dropped a fresh cheque of same amount and got cleared on 16th Nov 2011.

2. I received the statement of 17th Nov 2011 where I found some discrepancies on the statement with additional charges included with total outstanding. My concern is when I discussed with the customer care officials he could have told to drop another cheque to avoid this incidences. That he has not guided me. He only assured me we will not charge any extra amount in the outstanding and suggested to drop another cheque. As per the instruction I did the process. Other concern is after 7 days how the cheque will not reach to the department as per norm it should reach within 4 days. I am regularly in touch with the personnel but not getting adequate response.

3. I have deposited a post dated cheque of Rs. 5887.00 dated 3.12.11 vide cheque No-109201, Axis Bank instead of 3.11.11. I dropped another cheque on 14th Nov 2011 against my total outstanding. This issue has been resolved. I discussed over phone with officials of SBI Card they refuse to send me the original cheque. I don’t understand the reason when they have already received the amount why can’t they return my original post dated cheque. Please look into the matter and update the status.

4. I received the monthly statement for the period of 17th Nov 2011, I found again excess charges included in my total outstanding. As per my knowledge my total outstanding is Rs. 50734.00 but the total outstanding shows in the statement is Rs. 53143.00. Again excess amount of Rs. 2409.00 have been charged towards interest/unbankable charges etc. I am using this card since last 15 years and never had this type of problem. Also always pay the amount as per the statement (refer my payment history). I would request you to kindly look into the matter and request to reverse Rs. 2409 from my total outstanding. Kindly resolve this issue.

For your reference, I am a central Govt. employee working as Senior Investigation Officer with CBI (A), Bhubaneswar, Orissa and never allow any opportunity to raise any finger on me. I never did any mistake intentionally. Hope you understand my concern. I am holding both Axis and Standard Chartered bank Credit card but I always prefer to use SBI card but if this type of incidence occurred I am force to withdraw using SBI card in near future. This unnecessarily give mental tension.

Looking forward a positive response at your end.

Sir, I am very unpleased , that every time the monthly statement are not received regularly, therefore it is requested to send these through mail i.e. bks711963@gmail.com. thanks and with regards.

SBI Credit card No. 4006 6610 1664 7203
Name Brijesh Kumar