I have purchased Card Enhancement pack from SCB for Rs. 4000/-. However i returned it within 1 day to the bank. and they told me that they have reversed the card enchancement fee Rs. around 3000/-. But till date they did not return the amount. I have communicate with them lot of time. Even i have mailed them many more time. Now i m not going to pay any amount the SCB. It is very very fraud bank. I advise to all the readers, please don't take any type of credit card or any type of finance from SCB.