Dear Sir,

Royal Bank of Scotland ( Previously known as ABN AMRO BANK) is given my name to CIBIL by saying that I have outstanding of Rs. 9,500/- But as I have already communjacted to them that Bank has wrongly debited my account with Rs 9900/- of kingfisher airlines which I never traveled.

I have already sent the letter on 02/12/2006 & 11/09/2006 to request to close my credit card account (Card No. 5415 3823 1364 5962) & reply for wrong debit of my account.

Once again I faxed letter to Manager Operation Noida branch on 12 April 2010 at 12:40 PM regrading removing my name from CIBIL & closing my account but till now I have not received any E-mail form that side.

This reflect my credit in negative aspect which is not correct as I have two cards which I am using form so long and never defaulted in term of payment.

Hence kind request to take action against Royal Bank of Scotland ( Previously known as ABN AMRO BANK) & give me justice.

Thanking you sir,

Yours,

Sanjay B joshi
9967119116

Respected Sir,

I was holding Barclay Bank Credit Card(4339501280420788).
In the month of December 2008 Bank has charged falsley Rs 6000/- towards Barclay Priority Circle fees, though I have not received any gift or anything from Barclay.

And when I called customer care they are telling it is not in their hand and I need to call Priority Circle for the reversal and when I contacted those guys they are telling once charged I need to pay the amt.

After that I called customer care some 1000 times and send lots of mail but its of no use, so I decided until they are not giving me the reversal I wont pay.

But after that everymonth I was receiving bill and call from the Collection dept of the bank and they were asking me to make min payment of 1300/- Rs and they will give me the reversal. according to their confirmation I paid 3-4 times that amt, and I asked them to close my account too and asked them to make setellement.

In Feb 2010 they agreed and asked me to make payment of Rs 4700/- to close the amount.

But last month when I applied for Personal loan in HDFC those guys are telling your Credit Rating is low as because you are defaulter of the Barclay and my loan application got rejected.

As I have not used...that amt why they put my name in CBIL, and why should I make the payment of 22000/- Rs that is reflecting in my bill as I have not used that amt?

Plz help me out of this situation.

Regards,
Debashis Ghosh
Bangalore

Looks like many of the people are having issues with the cibil.

India is more corrupted than any other country. to get a loan you need to bribe.

If you want the loan apply for over 20 lakhs and not small amount and pay the bribe varies between 5 to 10 percent. any banker or private financial institutes will pay the loan irrespective of cibil.

all they need is easy money. sundaram finance, icici, hdfc, axis banks etc..

comparetlively Lic is okay taking 2 percent.

don't worry about cibil instead of settling the amount go and bribe the amount to credit managers and bank managers and executive. your loan will be sanctioned in few days.

Who will take the action against them...

Originally Posted by Debashis Ghosh

Respected Sir,

I was holding Barclay Bank Credit Card(4339501280420788).
In the month of December 2008 Bank has charged falsley Rs 6000/- towards Barclay Priority Circle fees, though I have not received any gift or anything from Barclay.

And when I called customer care they are telling it is not in their hand and I need to call Priority Circle for the reversal and when I contacted those guys they are telling once charged I need to pay the amt.

After that I called customer care some 1000 times and send lots of mail but its of no use, so I decided until they are not giving me the reversal I wont pay.

But after that everymonth I was receiving bill and call from the Collection dept of the bank and they were asking me to make min payment of 1300/- Rs and they will give me the reversal. according to their confirmation I paid 3-4 times that amt, and I asked them to close my account too and asked them to make setellement.

In Feb 2010 they agreed and asked me to make payment of Rs 4700/- to close the amount.

But last month when I applied for Personal loan in HDFC those guys are telling your Credit Rating is low as because you are defaulter of the Barclay and my loan application got rejected.

As I have not used...that amt why they put my name in CBIL, and why should I make the payment of 22000/- Rs that is reflecting in my bill as I have not used that amt?

Plz help me out of this situation.

Regards,
Debashis Ghosh
Bangalore

Please file a case in consumer forum and seek a correct credit rating and demand a compensation of Rs 50,000/- .For any assistance, contact me on my mobile 9901928214

Greetings!!!.....

I'm Mythily from INNOVISION FINANCIAL SERVICES.

We are a Legal Financial Advisers located in Chennai. Following are the services we render for the clients:

* CIBIL Report Obtaining
* CIBIL Report Clarifications / Rectifications
* Bank Debt Re-consolidation
* Bank Legal Problems
* Liasion for One Time Settelement with banks
* Deal with NPA Issues
* Handle DRT Cases


Note: We do not work for CIBIL or any government body. We are private Legal Advisers.

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