i am writing this complain due to unexpected amount back.I had a smart kid policy and at the time of buying of policy i was told that i would get more than 30000 rupees if i pay a premium of 100000 rupees per annum for three year.Although i had submitted 40000 rupees but when i reached to icici life insurence office i was shocked to know that i would only get 24000 rupees back and it doesn't matter how much money i had submitted.

I want my all money back 40000 rupees along with intrest

policy detail
policy holder name-mustakim
policy number-11178796