I booked Nissan Sunny XL (Silver) on 2-10-2011 and paid Rupees Three lakhs (Rs.3,00,000/-) as Booking/Down-payment.

Mr Manoj is the Sales representative from Ichibaan Nissan (INDIA) attending me. When I booked the car, the showroom was not having a Demo car for test drive, So Mr. Salvi promised me a test drive on 4th october; the date passed but I did not receive a call from him, finally I made a call on 11th October to inquire about the test drive he said that the showroom has still not received the Test vehicle.

On 18-10-2011 I called again to know the status, Mr. Salvi said that the showroom has the vehicle for test drive and that I can visit any time for the test drive. I Informed him that I was getting a loan from HDFC bank for the remaining amount of Rs.5,00,000/- and provided him with the phone number of bank Executive to co-ordinate with. The Delivery date agreed upon was 27-10-2011.

From 19-10-2011 I started getting calls from Mr. Salvi that the loan amount has still hot been disbursed from the bank, When I called the bank to inquire about the delay, they kept promising me that it will be disbursed soon and kept buying time.

On 23-10-2011 Mr Manoj called me saying that no payment is received yet from HDFC and suggested that I make payment from my personal account for them to initiate the registration so i could get my car on 27th October. Later that day I received a call from HDFC bank who updated me on the delay saying that Ichibaan Nissan is defaulter with HDFC bank and that the company has failed to repay the inventory loan taken by them.

Now I feel Both the dealer and the bank is cheating me. Till today, I'm the only one following up with HDFC for the loan disbursement and Ichibaan Nissan is simply sitting with my 3 lakh rupees. I can't go to another bank now because on 21-10-2011 I received an sms that amount of Rs.23,516/- is debited from my account towards car loan and Rs.5,220/- for processing fees.

First of all the dealer did nothing about the loan from their end and made me apply for the loan. Most importantly, when i told them that I'm applying for the loan from HDFC they did not say they had a dispute with the bank. Instead of keeping things transparent, they kept on insisting for an outright purchase of the car.

Its been a month now that they are keeping my money and not doing anything for the delivery of the car