Dear Sir/Madam,

Subject: Cheque Bounce Charge and Incorrect Auto Debit.

This complaint is in regards to the HDFC Bank Two Wheeler Loan A/c No. 16100224 which I took in March 2010 for 30 months.

My payments were regular and last month i.e. February 2011 I had deposited the loan amount in my SBI Bank from which the EMI is auto debited on the 5th every month.

I got a call from call centre of HDFC Loan from Swati Paul - Call centre mobile Number: 9029581441. asking me to pay the amount of 1897 via cheque or cash as the EMI amount is bounced on 5th.

I informed her that the amount is there so there shouldn't be any problem re-withdrawing from my account. She insisted to pay in cash or cheque as they can re-request my SBI bank for another autodebit.

I kindly issued a cheque of Rs. 1897/- on the 11th February.

Now here is the real picture. On 15th February 2011 they debited from my SBI account 1897/- and on top of that they have debited 1897/- the cheque given to them on 17th FEbruary 2011.

I had the information that I have sufficient fund to pay to my other parties and i issued a cheque of 3000/-.

Unfortunately the 3000/- cheque was bounced due in insufficient fund as the HDFC bank loan dept debited my amount twice.

Smartly HDFC bank credited via NEFT 2011022404990218 Rs. 1413on 24.02.2011 to my SBI account.

I have been charged Rs.100/- from SBI also Rs.300 from the other bank for cheque bounce on 21.02.2011.

I request HDFC to first of all return the amount Rs. 484 (Rs.1897-Rs.1413) Also the amount of the charges of cheque bounce from other bank Rs.400 (Rs.100+Rs.300)

Other wise I will discontinue to pay the rest of the EMI and file a suit in the High Court for the Loss incurred including the harrasment from the HDFC bank.

If my issue is not resolved within 2 day then I will continue to complain it the relevant authorities for strict actions to be taken against the unlaw full banks like HDFC.

Till now I thought only ICICI is the worst bank and now I should also include HDFC as the worst bank in the world.

Hoping for a reply,

Thanks and regards,


V.Rajendraprasad Rao
Mobile: 9220930400
Malwani, Malad (W)
Mumbai - 400095.
INDIA is Great

i bought two wheeler from mg brothers through hdfc bank 18th of june 2011 still not yet recieved my documents from bank through loan so still iam waiting for registration its already more than 4o days over so kinldy take care of my complaint and solve it iam hdfc customer i applied loan from tpt and sancitoned i nellore bankbranch i bought loan in nellore hdfcbank with mg brother bajaj showroom in nellore but sales manager is not responding properly plesa help me to get my original documents soon

Originally Posted by Unregistered

i bought two wheeler from mg brothers through hdfc bank 18th of june 2011 still not yet recieved my documents from bank through loan so still iam waiting for registration its already more than 4o days over so kinldy take care of my complaint and solve it iam hdfc customer i applied loan from tpt and sancitoned i nellore bankbranch i bought loan in nellore hdfcbank with mg brother bajaj showroom in nellore but sales manager is not responding properly plesa help me to get my original documents soon

Dear customer,

We would require a few additional details to look into your concerns. We request you to write to talktous@hdfcbank.com with your loan application number, contact details , loan amount and the reference number TTU000351302082011. We will respond once we receive this information.

Regards, Customer Assistance, HDFC Bank

about my 2wheeler loan no.371314 on 10 oct.03
i paid all my cheques.and after paying all cheques i go to bank and ask for my NOC.but they ask me to pay four thousand ???[i dont remember figure}.for cheque returning. i go to my bank PUNJAB NATIONAL BANK and confirmed that all cheque r clear.again i go to HDFC BANK.but i cant get any proper answer/reason to pay that ammount.
now after 4 years last year in oct. 2010 some person come to my address and again asked and forced me to pay rs.48??.
I asked him for a valid reason why i have to pay bcaz my all chequs are paid and i dont get noc yet.
the person asked me that he will come again and give me some details.
now again after 10 months i received a notice from bank that i have to pay rs7789/- with in 15 days.
bank not informed me from last 4-5 years.
i paid all my cheques.
after cleared all my cheques then they not informed me from last 4-5 years.
i dont have my NOC TILL DATE.
please take a valid and proper action about this problem.

LOAN AGREE. NO. 371314
AMOUNT 38000/
ON 10 OCT 2003
EMI RS.1365/
REG. NO. UP78 AP 4493
neetika99@yahoo.co.in