Sir
I jaswinder Singh, I have applied for personal loan with HDFC Bank and the Bank have rejected my loan application due to CIBIL report which is taken by the bank. Bank said there is default in ICICI Bank two vehiler loan account. Even i have not take any loan from ICICI Bank. I have write to CIBIL and CIBIL said your address is not match with loan account on behalf my loan application is rejected. I contact HDFC Bank but they said u i have to take CIR report from CIBIL which is avail by CIBIL with Rs. 142.
When I go through the share holder patteren of CIBIL then i will releize that this is another way of making money with legal way. HDFC Bank is not going to approved my loan till I am not submitt the CIBIL's CIR because they have also gain some from CIBIL. There are many this kind of people availble whos laon application rejected by the concerened bank mainly shareholder bank. I want to know is there RBI is do something against unnecessary harrasment or Govt Forum where i can compalint.

Jaswinder Singh

jrepial@yaoo.com

Hi,

We are sorry to hear about your experience. We have made a note of your email id. We'll contact you and work to address your issue at the earliest.

Regards,
ICICI Bank Customer Service Team.

Originally Posted by Unregistered

Sir
I jaswinder Singh, I have applied for personal loan with HDFC Bank and the Bank have rejected my loan application due to CIBIL report which is taken by the bank. Bank said there is default in ICICI Bank two vehiler loan account. Even i have not take any loan from ICICI Bank. I have write to CIBIL and CIBIL said your address is not match with loan account on behalf my loan application is rejected. I contact HDFC Bank but they said u i have to take CIR report from CIBIL which is avail by CIBIL with Rs. 142.
When I go through the share holder patteren of CIBIL then i will releize that this is another way of making money with legal way. HDFC Bank is not going to approved my loan till I am not submitt the CIBIL's CIR because they have also gain some from CIBIL. There are many this kind of people availble whos laon application rejected by the concerened bank mainly shareholder bank. I want to know is there RBI is do something against unnecessary harrasment or Govt Forum where i can compalint.

Jaswinder Singh

jrepial@yaoo.com