Dear Sir,

I have been in the defaulters list of CIBIL in the Year 2005 for delayed payment of my Credit Card dues. I myself have taken the initiative by calling all banks and paid my dues and obtained Settlement Letter from them. (ICICI,GE Cash, HSBC, SBI, HDFC etc.)

Inspite of this, even after 6 years, the CIBIL people continue to reject all my loan/credit card applications, the reasons for which is best known to them.

When I call the particular finance company, they simply say they have no reason for rejection. Please let me know whom should I approach and find out a way to come out of the havoc created by this CIBIL people.

Kindly enlighten me with your thoughts so that I can follow the same accordingly.

Thanks and kind regards,


SURESH